Cole Reifler is the founder and Chief Executive Officer of Zenith Group Advisors, where since 2017 he has worked to close a gap most of finance ignores: the institutional-grade capital that keeps Fortune 100 supply chains liquid has never reached the mid-market.
How it started: as a Managing Director at a boutique investment bank, Cole watched an asset-backed loan to an Australian borrower default and leave him holding $800,000 of cashmere inventory; he rebuilt his approach around insured collateral, the structure Zenith now runs on. Based in New York City, Cole oversees a portfolio that has moved more than $500 million for companies the banks were never built to serve.
Zenith changes that with an insurance-backed trade-payable structure, financing payables inside the supply chain rather than buying receivables the way a factor would, so a growing company gets paid at investment-grade rates with no added debt, no covenants, and no claim against its own balance sheet.